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Student Gadget Insurance Compared
Get cover while at university with insurance for your phone, tablet or ipad. We detail insurers who can cover your iphone while you are at uni
- 2 Levels of cover
- Accidental damage included
- Up to 45 days of worldwide cover
- Unauthorised use covered up to £250 per item
- Specialist student insurer
- Dedicated phone line 0844 826 2044 (Quote MAXI)
- 10% discount when covering 2 or more gadgets
- Accidental Damage included as standard
- Unlimited claims
- Unlimited worldwide claims if the gadget was purchased in the UK
- 2 cover levels
- Airtime abuse covered up to £10,000
- 20% discount when insuring a phone purchased in the last 30 days
- Unlimited repairs
- 2 replacement items per year
- Cover for unauthorised network charges up to £10,000
- 15% discount when you register with Student Beans
- Worldwide cover for theft, damage and mechanical breakdown
- Buy an annual policy and get 2 months free
- Three cover levels
- 2 replacement items per year
- Up to 120 days worldwide cover
- Aim to replace gadgets like for like within 24 hours
- No limit on claims
Compare your options for student gadget insurance
The vast majority of students will be going off to university with at least a mobile phone. Many more will also have at least one other gadget such as a tablet, ipad or laptop computer. When you are reliant on your gadget for your university work as well as staying in touch with family and friends, having a good gadget insurance can insure that, should the worst happen, you will not be without your phone or tablet for too long.
You may have insurance for possessions included with your halls of residence but often this does not cover your more expensive items such as your laptop or mobile phone. You can take out separate gadget insurance to cover these.
Universities rely more and more on the internet for all of their courses - from online teaching to emailing students with course information. Students need access to their timetables, university information such as library access and most coursework is submitted online. It is very hard to be a student in 2024 without having access to a computer of some description.
The days where our mobile phone was just for calling people are long gone. Your phone can store coursework details, gig tickets, your emails, your music as well as your precious photos. With mobile phones having greater capability, they are also becoming more expensive to replace if they are damaged.
Many people no longer leave home with a bank card, instead relying on payment methods over their phone. If you lose your phone or it is stolen, it can be a real headache. With mobile phone insurance in place, you can protect yourself against unauthorised usage as well as ensuring that you can get a replacement as soon as possible.
Many students will also want to take a break overseas and the good news is that there is a good selection of gadget insurers who can also cover your gadgets if you take them away on holiday or on a field trip abroad. If you have a longer trip planned then you may want to look at those insurers who can cover you for the time you are out of the UK.
| Company | Product | Accidental Damage | Number of Claims | Number of Replacements | Discount for Multiple Gadgets | Unauthorised Use | Worldwide Cover | More Info |
|---|---|---|---|---|---|---|---|---|
 | Gadget Insurance |  | 2 | 2 | | £10,000 | Unlimited |  |
| Essentials Insurance | | 2 | Unlimited |  | £250 | 60 | |
| Gadget Insurance | | Unlimited | Unlimited | | £10,000 | Unlimited* | |
*provided the gadget was purchased within the UK | ||||||||
| Gadget Insurance | | Unlimited | Unlimited | | £2500* | 120 | |
*with their Ultimate Cover | ||||||||
This content was last reviewed on 30/07/2024