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Sally Wilson

Sally is a key member of the MoneyMaxim editorial team. She is a frequent hire-car user and often goes on holiday with her family. With an interest in getting great value for money, Sally shares her hints and tips for travelling and insurance.

Sally Wilson is one of our Team of Experts

Which Car HIre Excess Insurance Policy is Best?

Compare the features of standalone car hire insurance to find your best options.

couple in front of red car with sand dunes in the background

Are you searching for the best car hire excess insurance? Do you want to know which company offers the best deal on insurance to cover your rental car excess?

There is not one answer to these questions as each driver and each hire is different. One size, as they say, does not fit all.

The most important factor when it comes to a car hire excess insurance policy is that it covers your hire and meets your needs. After that you can compare prices. There is no point in buying the cheapest policy if it does not offer a feature that is important for your trip.

By comparing car rental excess policies with MoneyMaxim, you can filter your search to your requirements and then compare features to find a hire insurance policy that meets your needs at the lowest price available.

Which features of a car hire excess policy can I compare?

All the policies shown in your results when you run a quote via MoneyMaxim offer a level of cover for the following:

  • The Excess

  • Wheels and Tyres

  • Glass and Mirrors

  • Roof and Underbody

  • Misfuelling

  • Towing

  • Admin Fees

Some companies will cover these areas up to the policy limit, others may have a lower specified limit.

If you have particular requirements such as needing cover for a courtesy car, volcanic ash damage or you need to cover a car being used for business, then we offer filters to drill down further.

There are additional features that may be included in a car hire excess insurance policy including:

  • Lost Keys

  • Loss of Use

  • Lock Out

How can I compare features of a car hire excess insurance policy?

We make it simple to compare policies side by side so you can compare the levels of cover offered by each company with ease.

Click on the 'Add to Compare' box (as seen below) on up to three policies from your results page and, when you select the 'Click to Compare' button we will display these policies side by side for a direct and clear comparison of their features.

Whether you are looking for excess insurance to cover a single trip or an annual policy to cover multiple trips, we can provide quotes in seconds.

We also give detailed information about each policy and a link to reviews so that you can get a feel for what previous customers thought of that specific car hire excess insurance policy and, importantly, the claims process.

add to compare