29 July 2024

Vitality Life Insurance – Is it the Best Policy for You?

By talking to a life insurance expert you can compare the cover from Vitality with other leading brands

You may have heard about Vitality Life Insurance – through their advertising or maybe through social media. They certainly offer a unique concept when it comes to life cover but is it the best life insurance for you?

Through our life insurance partners, Lifesearch, you can compare Vitality’s life policies against others available on the market and be able to make an informed decision when it comes to your cover.

What is different about Vitality Life Insurance?

Vitality is life cover where you are rewarded for keeping healthy. It makes perfect sense, doesn’t it? By keeping your fitness up and achieving health goals you can keep your premiums lower and earn rewards. The rewards include discounts on Apple Watches or Garmin, FitBit or Peloton. There are also discounted gym memberships, spa breaks and free coffees!

To earn these rewards, you need to download the Vitality app and record your progress. There are numerous different activities you can choose from so you don’t need to be a runner or a cyclist.

Why might you choose a Vitality Life Insurance policy?

1 - With their Immediate Cover benefit, you can be protected as soon as you apply

2 - A range of additional benefits and options such as Child Serious Illness Cover means you can tailor their policy so it is appropriate your personal needs.

3 - Choose between Whole of Life or Term Life cover.

4 - To get your application underway as quickly as possible and for your greater comfort, Vitality Nurses are able to carry out screening at your home.

Compare Critical Illness Cover with Lifesearch

If you are considering a policy to cover illness then Vitality are also one of the options available through Lifesearch.

Vitality’s Serious Illness Cover can give protection against more medical conditions than a large number of critical illness policies. This is because their pay outs are decided on the impact of the condition on your life. You do not have to wait until your condition has become critical to put in a claim.

You can choose from 3 different levels of Vitality’s Serious Illness Cover but all their plans include their Dementia and FrailCare Cover. Provided you continue to pay your premiums it will cover you should you be diagnosed at a later stage of your life with Dementia, Alzheimer’s or Parkinson’s.

It is easy to become distracted by the novelty of life insurance with a difference but equally a policy from Vitality could be a great option for you.

By using Lifesearch you can find out whether Vitality is the right choice for you based on your life cover needs.

Lifesearch can compare life insurance policies from a number of leading brands and by asking all the important questions they are able to select those policies that may be best for you from your answers.