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Check your free credit score.

A good credit score could save you over £5,000* a year. Join over 130 million members worldwide taking their score to new heights.

*based on research commissioned in October 2024 by Credit Karma.

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Why members love Credit Karma

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Get your free credit report and regular updates

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Browse card and loan offers based on your score

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Receive personalised tips to help you reach your goals

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See your likelihood of approval before you apply

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Find a credit card that’s right for you.

From balance transfer cards to rewards cards, apply with confidence knowing how likely you are to be approved.

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Compare offers that are personalised to you

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Get exclusive deals from the UK’s top lenders

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Be confident in your approval odds before you apply

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Browse your offers without harming your score

Tools for every step of your journey.

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Take your score to new heights.

Stop endlessly scrolling for hints and tips. Easily track your progress and get clear, personalised insights on how to keep your credit score moving in the right direction.

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Get your best deal.

Boosting your credit score could land you better deals on cards and loans. Meaning? Your savings could go toward paying off your debt, a home deposit or that dream holiday.

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We treat your data like it’s our own.

Credit Karma only uses your data with your permission and we don’t share your personal information with unaffiliated third parties for their own advertising.

How does Credit Karma work?

Financial progress starts with credit health. Sign up and learn how to achieve your financial goals – one step at a time.

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Tell us about you

We need a few details to get you started, it’ll only take a couple of minutes.

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Get your free credit report

Check what’s affecting your score and get tips on how to improve it.

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Compare personalised offers

Browse our marketplace and find the right credit card or loan for you.

Checking your credit score with us never hurts it.
Start improving your score today for free.

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