What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?

The main restrictions are as follows, but do refer to individual policies for the finer details:

• Some policies only offer secondary cover - so you must ensure that you have primary cover included in your rental agreement - we always recommend double checking this before you get to the rental desk.
• Policies are available for those between the ages of 21 and 85. However be aware that some car hire firms impose a requirement that younger drivers (up to the age of 25) take their own additional insurance - check this with your car rental firm if you are in this age group.
• Rental periods must not be longer than the period detailed in your policy - for annual policies this is normally either 31 or 62 days. Single trip policies cover periods of up to 180 days.
• Not valid for passenger vehicles with more than 9 seats (7 seats with some companies),commercial vans, camper vans, mobile homes or motor cycles, although separate policies are available covering Motorhome Hire Insurance and Van Hire excess.
• Not normally valid for expensive or exotic cars (policies normally have a limit between US$50,000 and US$80,000) or older vehicles (that is vehicles over 20 years old).
• Residents of the USA and Canada cannot be covered for an SLI policy and other non-UK residents may face restrictions too.

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