Hire cars are commonly used during holidays alongside other, domestic based uses. As a legal requirement, obtaining insurance is something that all individuals looking to hire a car must do, but can you find the best deal on this product?
Check what is covered
This is the first thing which you should do and it is important to remember that, as with other insurance products, car hire insurance will be available in numerous forms.
Make sure you are clear about how you intend to use the vehicle and where you are likely to drive it (such as whether it will be taken off road) when obtaining your insurance.
Always make sure that the insurance you obtain covers you for the intended use of the vehicle and don't leave yourself vulnerable by overlooking these aspects.
Consider all of the options
This includes options over both personal details and the insurance itself.
With regards to personal details, the number of drivers and the age of them will all affect the cost of the car hire insurance. Some insurers will require drivers to be at least 25 years of age and this should therefore be checked when obtaining the hire and the associated insurance.
In terms of options over the insurance itself, there are a number of factors which will need to be considered. Additional options such as personal accident insurance, personal effects coverage, liability insurance and a collision damage waiver or loss damage waiver will often be offered. Always consider whether you require these services before simply accepting them.
Check that the options which you need are provided and always look to see if they are reflected in the price of the cover. Some insurers will charge additional fees for these services but it will be worth it to ensure you are fully protected.
Compare quotes from different insurers
Whilst insurers will offer similar forms of cover they will not all offer them at the same price. This means that comparing quotes from different insurers is vital. Always compare what features and services are provided in addition to the overall cost to make sure that you get the best deal available. Use a reputable site for your comparison in order to save time and find the best possible car hire insurance for your needs.