Under 50 and want life cover? | Get a guaranteed policy today

We want to help you find the life cover you are looking for and our life insurance partners can do just that. If you are under 50 years old and want guaranteed cover then they will know just the products that could be right for you

Our life insurance policy experts can offer you fee-free no obligation advice on the benefits of any policies and how they might fit with you and your situation - because, let's face it, everyone is different. By talking to specialists in the field of life cover you can make sure you are protected. They will also take into consideration any cover you already have to ensure you are fully aware how such a policy might work for you.

What do we mean by Guaranteed Life Insurance?

Guaranteed life insurance is one which can be taken out without having to pass a medical or discuss your medical history. They are whole life policies so they will cover the person named on the insurance for their entire life as long as the premiums are paid on time. They are are not just available to over 50s but also to those in their 20s. 30s and 40s too.

What are the benefits of Guaranteed Under 50s Life Insurance?

Guaranteed Life Insurance can be quicker to set up which can help if you are looking to get immediate cover. Sometimes your circumstances may mean that standard life insurance is harder to come by. If, for example, you are currently having medical treatment, you may not be offered cover under some standard policies. Guaranteed life cover can provide a stop gap before your recovery and then being able to reapply for regular life cover

By talking to our partner, Lifesearch, you will have someone to not only talk through your current situation with but who you can build a relationship with to discuss future changes in your life. They will be there to help adapt your life insurance cover to your needs at that time.

I am in my 40s, can I still get Guaranteed Life Insurance?

Guaranteed Life Insurance is available to people in their forties or even in their thirties. Talk to our expert partners about life insurance in your 40s where no medical is required. They will be able to talk through what you want and what products are out there for you so you can make the best decision with regards to your life cover.

How can I find out more about Guaranteed Under 50s Life Insurance policies?

Being able to talk through your life insurance needs is extremely important - it is a better way of ensuring you get the best life insurance for your personal circumstances.

Guaranteed life insurance is not right for everyone. It can be more expensive and offer lower payouts. By talking to Lifesearch they can offer free advice on life insurance options and be there to review the cover you have when you need to. You may find that the cover level offered by a Guaranteed Life Insurance policy is too limited for you as they do tend to be more restrictive.

These are all reasons why we think it is essential to discuss your life insurance options with experts such as Lifesearch. Understanding what is available and having a relationship with experts who may be able to adapt your cover as your life circumstances change can lead to better choices. So if you are under 50, under 40 or even under 30 and looking for life insurance, get in touch and we can help you get started today.

Simply click on our button above or request a call back via the link below. All help and advice is completely fee-free and the advisors we use are fully FCA authorised, both for your reassurance and your protection.

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Our expert life assurance partner is LifeSearch who are one of the UK's largest life assurance brokers. They have been helping customers for over 25 years now. They can provide cover from a selection of companies including Aviva, AIG, British Friendly, Legal & General, LV=, Royal London,The Exeter, Guardian, Vitality, Cirencester, Scottish Widows,National Friendly, Holloway, One Family, Metlife, Shepherds Friendly and Zurich. They are, like MoneyMaxim, regulated and authorised by the FCA, and offer a guarantee to give you the most competitive premium possible to suit your requirements fee free and without obligation.

This content was last reviewed on 02/01/2024