(+44 118 321 8197 from abroad)
| Our holiday opening hours are: | |
| Christmas and New Years Eve | 10.00am - 2.00pm |
| Monday to Friday | 10.00am - 4.00pm |
| Saturday, Sunday & Bank Hols | Closed |
Looking for something specific?
Use our search tool to browse our database of frequently asked questions!
If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?
We explain what kind of insurance you will need for car hire in the US and Canada, which companies offer this cover, and exactly what you will be insured against.
This policy will cover you for damage and theft of your rental car, and provide extra liability insurance which will 'top up' any liability insurance provided by your rental firm to at least US$1m. It fulfils the needs of the vast majority of car renters in the US and Canada. Conditions may apply which affect the level of cover provided, please visit our CDW/SLI policies page for more details.
Recently the states of California, Florida and Ohio (other states are following suit) have changed the rules and now it is the responsibility of the driver to make sure that they have adequate liability insurance and not the hire company. So it is possible you could rent a car in one of these states without any primary liability insurance being included and not be aware. If this is the case an SLI policy may only offer limited cover or provide no cover at all.
Always check your car hire to find out what insurance is included as US and Canadian hires purchased in the UK may have the main insurances included already (CDW, Theft and Third Party). Policies are also available for those just wanting Collision Damage Waiver cover.
As with any insurance policy there are always terms and conditions so do check these before purchase, especially if you plan to do anything out of the ordinary, such as cross border travel or hiring an expensive model.
Compare car hire insurance on the MoneyMaxim car hire insurance comparison service.
If you need our help with car hire insurance requirements in the USA then give us a call on 0118 321 8197.
This content was last reviewed on 16/10/2023
Similar Questions
Questions on CDW & SLI Policies for the USA and Canada Answered
- What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
- If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?
- What are the requirements for car rental insurance in the USA and Canada?
General Car Hire Insurance Questions Answered
- Does it matter what time of day I collect or return my hire car?
- What Does All Inclusive Car Hire Insurance Cover?
- What is Personal Effects Cover (PEC) and do I need it?
- Can a hire company refuse to accept a car hire excess policy?
- Do I need car hire cancellation insurance?
- What if I need a policy to cover two groups?
- Can I get car hire excess insurance to cover business use?
- Comprehensive Insurance on Rental Car - How to Make Sure You are Fully Covered
- Is damage to windows and tyres covered?
- Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
- Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
- Does deductibles mean the same as excess?
- Do I need Car Hire Excess Insurance when I rent a car?
- How does your car hire excess insurance work?
- What if I have a problem printing or downloading the car hire insurance document?
- Does my car rental agreement already include insurance?
- Do I have to pay an excess if I buy a car hire excess insurance?
- Can I use motorhome hire excess insurance to cover peer-to-peer hires?
- Are other people travelling with me covered?
- No Excess Car Hire - What does this include?
- Will car hire insurance cover me if I pick the car up at one location and return it to another?
- Can I use car hire excess insurance to cover peer-to-peer hires?
- What is Personal Accident Insurance (PAI) and do I need it?
- What is covered by the Theft insurance included in the car rental price?
- What if I am unable to open my MoneyMaxim email with my car hire or car hire excess insurance quotes on?
- What does towing cover on car hire excess insurance include and how does it work
- Which insurance do I need for my car hire?
- What do zero excess car hire insurance policies offer?
Your Driver related Questions Answered
- What are the age limits on Car Hire Insurance policies? Are policies available for those over 85?
- Can I buy car hire excess insurance if I am under 21 years old?
- Do I need to buy a second excess insurance policy for an additional driver?
- Are other people travelling with me in my hire car covered?
Car Hire Companies - Your Insurance Questions Answered
- What insurance policies do Alamo offer?
- What insurance policies are offered by Auto Europe?
- What is Avis Insurance Cover like? Do they have CDW, Liability and Excess Waiver Cover?
- What insurance policies are offered by Budget?
- What insurance policies are offered by Car Hire Brokers? And are they a good deal?
- Does Sixt include CDW in its car hire packages?
- What insurance policies are offered by Dollar?
- What insurance policies are offered by Economy Car Rentals?
- What insurance policies are offered by Enterprise?
- What insurance policies are offered by Hertz?
- National Car Hire - are their Super Cover collision damage waiver excess policies a good deal?
- What insurance policies are offered by No Excess Zest Car Rental?
- What insurance policies are offered by Sixt?
- Super CDW, Deductibles and Non Waiver - What do they mean?
- What insurance policies are offered by Thrifty?
- My hire company offers Super CDW or Excess cover? What is this?
- Super CDW, Deductible or Non Waiver - Terms Explained
Vehicle related Questions Answered
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
- Can I get excess insurance for a pickup truck?
- What cars are covered by car hire insurance?
- What kinds of vehicles can you be covered for by an excess insurance policy?
Claims related Questions Answered
- How good are these companies at settling claims?
- How do I make a Claim on my Excess Insurance?
- Will a car hire accident claim affect my car no claims bonus?
- Does Excess Insurance cover Bodywork Claims?
- How are Excess Insurance Claims handled?
- How are worldwide policy claims handled?
- How are SLI/CDW Claims handled?
- Make Sure Your Car Hire Insurance Claim is Valid
Combined Worldwide CDW, SLI & Excess Policy Questions Answered
- Is Collision Damage Waiver (CDW) the same as Loss Damage Waiver (LDW)?
- What are the features of the CDW/LDW & SLI Policy?
- What does the term Collision Damage Waiver mean?
- Collision Damage Waiver Insurance - We explain what it is
- What cover is provided by the Combined Worldwide CDW, SLI & Excess Policy?
- What are the features of a Combined CDW, SLI and Excess policy?
- Is independent car hire insurance suitable for fly-drive holidays?
- Can I buy independant car-hire insurance for my fly drive holiday?
- Theft Protection - Car Hire definitions
- What Insurance Cover is Provided with an SLI Policy?
Geographical related Questions Answered
- Why are there restrictions on UK usage?
- In which countries is Excess/Super CDW not charged?
- In which countries is Excess/Super CDW charged?