MOT Garage Insurance

Here at MoneyMaxim we work alongside a panel of insurance brokers who have many years experience and expertise at finding you the cheapest deal on your car, van or specialist MOT garage insurance policy.

MOT garages or testing stations vary in size and set up and therefore policies need to vary too so that you can find the one that fits your business best. By comparing insurance quotes from a few brokers, customers can identify features of policies that provide the right cover for their business and at the same time find a range of competitive quotations which ensure you are paying a fair price too. When you consider the vast range of firms which offer MOT testing - from garages, to mobile vans to those who work from home - it's easy to comprehend the need to get the right policy for your particular business.

If you only go to one motor trade insurance broker you will restrict your bartering power, so start saving money by completing the online request form now, or calling our team on 0118 321 8197.

Do I need insurance for my MOT testing station?

If you are involved in the motor trade industry you need to ensure you have proper insurance that will determine if you can carry on trading should the unfortunate occur. Without insurance you are taking on a huge risk. If there is an accident or other event, you could find the financial costs of repairing the damage are massive.You will have some specific elements that you may need to discuss with a broker such as cover for the loss of your MOT testing licence - a vital element to your business.

Can motor trade policies be tailored to my MOT garage business?

There is a massive range of policies to suit just about every business type. Tailoring quotes is an important element of the service our partners and ourselves run - as you can see from the questions asked - we want to put you in touch with brokers who specialise in the sort of business you are running. You will be able to talk to experts who will understand the risks you face and can tailor policies to your needs. They will also help ensure you are not buying cover you don't need and can remove elements that you don't require. This can have a positive benefit on your premiums. You may wish to add Road Risks to your policy so you can drive customer's cars, need cover for your premises and the expensive specialist equipment that is required to run an MOT garage. Other important elements to any motor trade policy included Public Liability Insurance, Employers Liability Insurance and Service Indemnity.

As with any insurance policy, please remember that policy benefits, features and discounts will often differ between insurance schemes, policies or on the basis of the cover selected and are always subject to underwriting criteria.

This service is operated on our behalf by Seopa Limited.

Image courtesy of: Pixabay

This content was last reviewed on 07/05/2024