Limo Insurance

How can you cut the cost of your limo insurance?

Limousines come in a wide range of shapes and sizes, and they can be used for everything from personal use to upmarket taxis. Rather than using a standard car insurance comparison it makes sense to approach insurers who understand limo insurance. Limos can contain extra bits of equipment which you wouldn't find in your every day car. Limo owners are likely to want additional cover so they aren't left out of pocket should something go wrong.

When buying limo insurance it's important to consider the following as it will help you tailor your policy to your needs. It will also avoid you paying for features that you do not require or having assumptions made about your vehicle that are not appropriate.

• How many people will be driving the limo?
• How many limos do you want to insure? With some insurance companies you will get a discount if you insure multiple limos, ideal for fleet owners
• How many passengers can fit in your limo?
• Will you hire your limo out? If so, how often?
• What is the limo worth?
• How far will your limo drive? Have you thought about limited mileage insurance policies?
• Will you require employers and public liability?
• Has your limousine been modified? If so was this done professionally?

Many insurance companies offer limousine insurance and different styles of limo can be insured. Whether a Stretch Hummer, Chrysler 300, Lincoln Town Car or a convertible limousine, we can help you find a great deal to suit your needs. The panel of insurers we work with have policies which cover a variety of needs, such as personal use, cab only cover or limousine fleet insurance.

Many limousine insurance policies are custom made, ensuring you have cover to suit exactly what you want. Rates are individually built.

What our Experts say

"Limos can be more susceptible to damage and accidents as they are longer than your average car and may need to manoeuvre in tight spaces. Evening events can also add an extra amount of danger!

By using our service you can find insurance to help get your limousine back on the road should it be damaged.

Mark Bower Moneymaxim Insurance Expert

When starting your search for limo Insurance it's well worthwhile taking the time to consider all the ways you are likely to use your limo. If you don't, you may run the risk of buying cover you don't really need or finding you are not covered for a risk that is required. Amending a policy to include extra cover later normally attracts administration charges.

This service is operated on our behalf by Seopa Limited.

This content was last reviewed on 12/03/2024