Bike Shop Insurance

Cover your bike shop with specialist insurance to protect your assets.

Wherever your bicycle shop is located, it's essential to insure your business against any potential threats that may impact it and cause financial loss. There are some extremely high price items within bike shops and therefore should there be extensive damage it could be an expensive to get your bicycle store up and running again. With bike shop insurance you are able to protect yourself and your shop against potentially large claims.

We have a great panel of insurers all very interested in your business. They will try their best to accommodate all your needs. By asking for a quote you will not only get competitive quotations from a range of insurers and brokers, but also benefit from their expertise in and vast knowledge of insuring bike shops.

Fill in our simple form to get the best deals. if you have any problems, don't hesitate to contact us and we will get on the case immediately.

Bike Shop Insurance - Our Guide to Asking the Right Questions

When you are looking to insure your bike shop you will be presented with a multitude of choices. Whilst most standard policies will cover you for your and your employees' protection and for your equipment and stock, it is also very much worth considering insurance against malicious fires, broken glass and flooding amongst other risks.

Here are some aspects of these policies which are fairly essential for bike shop owners.

• Bike Shop Contents Insurance - This protects the fittings and contents within your shop. Should there be an incident in which the inside of your shop was damaged - through fire, water or anything else - you would have the cover to replace stock and put your business back together. Make sure you do check your individual policy to find out what specific elements your premises will be protected against. Also ensure you have enough contents cover for the size and value of your bike store and its stock.

• Public Liability Insurance - As a shop, you will have customers on your premises. It's important to have public liability insurance to protect yourself, as the owner, against any injury that a member of the public may face and the lawsuit which may follow!

• Employees Liability Insurance - Within the UK this cover is a legal requirement. Should any incidents or accidents occur involving employees, you will be protected against claims from them alleging you have been negligent.

• Product Liability Insurance - For a bike shop this is an insurance that should not be overlooked. It protects the owner from claims by someone who has purchased a product from you. It covers you against reported damage or injury from any third parties.

A few minutes thought and research before committing yourself to a bike shop insurance policy can significantly reduce your stress levels at a later date should an incident occur. Reduce the worry as to whether you are fully insured or not by getting a quote for your cycle shop insurance today. Simply click on the Get a Quote button at the top of the page to get started.

This service is operated on our behalf by Seopa Limited.

This content was last reviewed on 26/02/2024