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What we need you to agree to before proceeding

That you will confirm the details with any broker or insurer, checking the car hire and any insurance policy to ensure it meets your needs
Confirm you understand that car hire excess insurance policies must be taken out in the lead drivers name and might have specific terms and conditions which could affect eligibility
Agree that you have read and are happy with our terms and conditions, privacy policy and initial disclosure document

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Car Hire Country Guides

Car Hire in Nicaragua

Car hire and car hire insurance in Nicaragua

Driving licence

An international driving permit is recommended for hiring a car in Nicaragua.

Car Hire Insurance

Insurances are often optional and sadly, complicated so read the terms carefully and compare car hire insurance costs and coverage with the MoneyMaxim car hire insurance comparison service in order to get the best blend of covers.

Sometimes, you may be better to accept the cover supplied by the rental firm, not so much for the cover offered but to avoid the penalties for not taking it. For example: National offers a loss/damage waiver for $35 a day for a compact car. Basic third party insurance in included in this cover. If you decline the loss damage waiver then you have to purchase of their basic third party liability compulsory - at $12.99 per day. So you might as well accept the loss damage waiver in the first place if renting from National. This comes with a hefty $5000 excess so you may want to purchase independent car hire insurance to cover that along with protect you from addition charges for damage to windscreens, tyres and underside of the vehicle which are always excluded.

Third Party Insurance

Third party insurance provision is similarly patchy. The third party cover provided under the National policy above is very limited for personal injury and for all personal injury and may also carry an excess on any claim.

With Alamo, Primary Liability Insurance is a compulsory extra from $12.99 USD per day but has similarly low limits at $5,000 for personal injury up to $20,000 for all third party damage.

You can purchase Supplementary Liability Insurance (SLI) to top up this cover to $1 million through our comparison service. Do note that SLI policies bought though our site are designed to "top up" existing basic cover rather than be the whole of the third party cover.

This content was last reviewed on 26/09/2023

Image courtesy of: Mike Vondran (over_kind_man)

Moneymaxim aims to inform its visitors through its journalistic sourced information, but things change rapidly in our market and we cannot guarantee everything will be perfectly up to date. Please do be aware you use the information at your own risk, that the information provided is not financial advice and that your own independent research is essential to make sure that any product or service used is right for your circumstances. We cannot accept liability for any decision you take as a result of information provided on moneymaxim. This service is free to you but to operate this service moneymaxim may receive commissions from the partners you are referred to.

Moneymaximiser Limited trading as moneymaxim is authorised and regulated by the Financial Conduct Authority (FCA FRN 496690). Moneymaximiser Limited, registered in England No. 6706021. Registered Office: 4c Market House, 19-21 Market Place, Wokingham, Berkshire, RG40 1AP. Telephone 01183 218197.