Sports Travel Insurance For Groups of 2 or More

There are a number of really good reasons for those travelling the world in a group (or even if there are just two of you) to have the same insurance policy. Here we detail a few of them...

• You will all have the same policy numbers and assistance phone numbers. So everyone in the party has the same information. If an emergency arises it makes it quicker and easier to get help.
• The list of permitted potentially hazardous activities is the same for everyone in the group. If you decide on a spot of bungee jumping, you are all covered or all not covered - so less chance of one person having to sit out on the fun. And if you want to get extra cover it's one phone call to your insurer - not a series of calls from the other side of the world.
• If any of you have an existing medical condition it is a good idea to insure the whole party on the same travel insurance policy. If the person with a medical condition needs to claim, never mind the reason, then the rest of the group are also covered. An example of this would be if one person is taken ill abroad then the policy will enable another person in the travelling party to remain in the country with them until they are well enough to travel again. If, in the worst case scenario, the holiday needs to be cancelled because of a medical problem which was related to the pre existing medical condition then all those travelling and insured on the same policy should be eligible for a refund.

But whilst most insurers offer family or partner's discounts most of these only apply if you are officially 'a couple'. We have detailed policies below which buck the trend, and show companies that cover groups who can be of no relation and who also offer good cover for sports and activities.

Company	Product	Ages Covered	Medical Cover	Existing Medical Condition Cover	Bungee Jump	Scuba Diving to 30m	Whitewater Rafting Grade 1 or 2	Safari Trips	More Info
	InsureandGo Silver	18 - 110	£10m
	Quotes for up to 10 people available online
	Travel Insurance	18 - 75	£10m
	Quotes for up to 10 people available online. To cover bungee jumping, scuba diving and safari trips an additional premium must be paid.
	Travel Insurance	18 - 84	£10m
	Can quote for groups up to 8 online. Bungee jumping cover excludes personal liability and personal accident
	Avanti Classic	18 - 110	£10m
	Can cover groups up to 9 people online

We have detailed a few hazardous pursuits (such as bungee jumping, white water rafting (level 1/2), scuba diving to 30m (accompanied and subject to qualification) and undertaking an organised safari. Do bear in mind that many insurers have special conditions related to activites, sometimes there is less or no cover for personal accident or personal liability and there could be a higher excess imposed.

InsureandGo offer an optional add-on for more hazardous activities so, if you don't see your activity listed under the standard cover then you may find it can be included by paying an additional premium.

If you are looking for Group Travel Insurance but do not need cover for more adventurous sports then you can compare standard travel insurance to cover a group with us too.

This content was last reviewed on 25/09/2024